Car Insurance Quotes FAQ

Car Insurance Quotes FAQ

WHICH CAR INSURANCE QUOTES SHOULD I GET? You should be looking for a policy that gives you the cover you need at a price you can afford. Equally important is the insurer’s reputation for claims handling. Check the website of your state’s Insurance Commissioner to ensure the companies you ask for quotes give a good service. WHAT ARE THE MAIN TYPES OF COVER? The three basic types of cover are liability, collision and comprehensive. In all but one state, liability cover is mandatory. If you are using an auto loan, collision and comprehensive cover will be required. When asking for

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Auto insurance quotes FAQ

Auto insurance quotes FAQ

What is insurance? This is a contract between you and a company. So long as you pay the agreed premium installments, the insurer pays out if you have an accident in one of the circumstances described in the policy. How are the rates calculated? There are decades of statistics showing how accidents occur, what makes and models are most likely to be involved, and who is driving. This allows insurers to predict the likelihood someone of your age and driving experience will have an accident and so set a general rate for all drivers like you. What are discounts for?

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